fix: accept prefixed wallet event hashes

finance/src/main/resources/db/finance.sql

@@ -543,7 +543,7 @@ CREATE TABLE IF NOT EXISTS fin_wallet_hold (
 CREATE TABLE IF NOT EXISTS fin_wallet_command_inbox (
   event_id VARCHAR(64) NOT NULL COMMENT '海外资金指令事件ID',
   event_type VARCHAR(96) NOT NULL COMMENT '事件类型',
-  payload_hash CHAR(64) NOT NULL COMMENT '规范化载荷SHA-256',
+  payload_hash VARCHAR(71) NOT NULL COMMENT '规范化载荷SHA-256，包含sha256:前缀',
   payload_json JSON NOT NULL COMMENT '冻结事件信封',
   status VARCHAR(16) NOT NULL COMMENT 'PROCESSING、SUCCEEDED或FAILED',
   result_json JSON NULL COMMENT '最终资金执行结果',

finance/src/test/java/com/baiyue/finance/FinanceWalletContractTest.java

@@ -23,7 +23,9 @@ class FinanceWalletContractTest {
             .contains("uk_fin_wallet_ledger_no")
             .contains("idx_fin_recharge_customer_status")
             .contains("CREATE TABLE IF NOT EXISTS fin_wallet_hold")
-            .contains("amount=actual_frozen_amount+credit_frozen_amount");
+            .contains("amount=actual_frozen_amount+credit_frozen_amount")
+            .contains("CREATE TABLE IF NOT EXISTS fin_wallet_command_inbox")
+            .contains("payload_hash VARCHAR(71) NOT NULL");
     }
 
     @Test